Modern Mortgage

Mortgage Broker · McAllen, TX

Mortgage Broker in McAllen, TX

Buying or refinancing in McAllen, TX? Modern Mortgage shops 100+ wholesale lenders to find you a better rate than what your local bank or retail lender can offer — and we know the Rio Grande Valley market inside and out.

Serving McAllen — For Texans by Texans.

Local mortgage help, For Texans by Texans, Texas-wide

McAllen is one of the most dynamic housing markets in South Texas, and we ❤️ working with families and investors here. As a Texas mortgage broker — For Texans by Texans — with deep roots in the RGV, we combine wholesale pricing power with local market knowledge.

We proudly serve McAllen and the surrounding Rio Grande Valley, including Sharyland, North McAllen, Las Brisas, and surrounding RGV cities like Edinburg, Mission, and Pharr.

Why McAllen buyers choose a broker

  • Bilingual-friendly: comfortable handling Spanish and English borrowers and ITIN scenarios.
  • More lenders = more approvals — critical in a market with diverse income profiles.
  • DSCR loans for the RGV investor market — qualify on rents, not personal tax returns.
  • Bank Statement loans for self-employed McAllen business owners.
  • We shop 100+ lenders so your rate isn't capped by what one bank will offer.
  • Local feel, statewide reach — For Texans by Texans, serving McAllen with care.
 Modern Mortgage
(Broker)
Retail Lender
(big bank, CrossCountry, etc.)
Number of lenders shopped100+1
Rate shopping across lenders
Loan program variety (QM + Non-QM)
Works for…YouThe lender
One application → many lenders
Wholesale pricing

Serving McAllen

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FAQ — Mortgages in McAllen

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A few of the 100+ wholesale lenders we shop

We compete the lenders, you keep the savings.

  • UWM
  • Rocket Pro TPO
  • Kind Lending
  • Newrez Wholesale
  • Pennymac TPO
  • Loan Depot Wholesale
  • Plaza Home Mortgage
  • Carrington Wholesale
  • AmeriHome
  • Homepoint
  • Angel Oak
  • Change Wholesale

Partner list shown for reference only and may change. Modern Mortgage has access to 100+ wholesale lenders through our broker network.

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