Loan Programs

Every borrower. Every scenario.

We're a brokerage, not a bank — which means we shop dozens of investors to find the program and rate that actually fits your life.

Loan Programs

QM & Non-QM. Every borrower has a path.

Whether you're a W2 first-time buyer or a self-employed investor scaling a portfolio, we'll match you to the right product at the best rate.

Low down payments from 3% with competitive fixed and ARM options.

Flexible credit and 3.5% down for first-time and repeat buyers.

0% down and no PMI for veterans, active duty, and qualifying spouses.

100% financing for eligible rural and suburban Texas properties.

Non-QM

Self-employed

Qualify with 12–24 months of business or personal bank statements — perfect for self-employed.

Investors

Qualify based on the property's rental income — no W2s, no tax returns.

Use 1099 income or liquid assets to qualify when traditional income docs don't fit.

Loan amounts up to $5M+ and programs for non-US citizens.

Get a no-obligation quote in minutes. No SSN required to start. We'll shop the market and bring you the best loan for your goals.